Owning the golf cart of your dreams has never been more affordable!

Garrett’s Golf Cars has partnered with Sheffield Financial to offer financing options on both new and pre-owned golf carts. (Restrictions Apply. See Store for Details).

We offer these payment options to individuals with approved credit who prefer to pay for their cart over time rather than with one lump sum up front.

Friends driving golf cart by shops.

Frequently Asked Questions

1Can I finance a used golf cart?
Absolutely. Many people don’t realize you can finance a pre-owned cart, just like a new one. That means you can enjoy affordable monthly payments while keeping more cash in your pocket.
2What’s the best golf cart loan term?
When it comes to golf cart loan terms, it’s never a one-size-fits-all situation. The ideal loan term balances interest rates and monthly payments in a way that makes you feel financially comfortable. While lower monthly payments may be more manageable, they often come with longer loan terms, and shorter terms typically mean higher monthly payments. Generally, the most common golf cart loan terms range from 36 to 72 months.
3What’s the minimum credit score required to finance a golf cart?
Credit score requirements vary by lenders. In most cases, lenders prefer a score of at least 650, but some may work with scores as low as 550. A higher credit score often leads to better interest rates and loan terms. If your credit score is on the lower end, you may still have options, but be prepared for potentially higher interest rates or stricter terms.

Financing Options

These options give you the freedom you need to make the right decision on your golf cart without worrying about having the initial purchase price ready up-front.

For even greater security, we suggest a warranty plan to ensure you’re covered if any problems should arise. You can learn more about our warranty program by giving us a call at (843) 881-8894 or (864) 862-7709, or contacting us online today!

New & Used Carts

Finance through
Sheffield Financial

Sheffield Financial logo
  • Sheffield Financial is backed by one of the nation’s largest holding companies.
  • Garrett’s and Sheffield have partnered to provide fixed-rate installment loans for E-Z-GO and Cushman vehicles.
Apply Now

"We absolutely love our Go with Garrett's Golf Cart!! The staff was Excellent, and financing was quick and painless!! We highly recommend Garrett's to anyone looking for a Golf Cart!!"

- Melissa E.